Resources
Field notes from MCA consulting engagements — risk education, deal intelligence and market commentary written for the underwriters and operators we work alongside.
An MCA provides upfront capital in exchange for a percentage of future sales. How they work, when they make sense, and what funders actually look at when underwriting an application.
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Funders look at 3–6 months of bank statements before approving any MCA. Exactly what they're measuring — and how to prepare before applying.
Read article →Stacking — taking multiple advances simultaneously — is one of the fastest ways to get declined. How funders detect stacking positions and what it means for an application.
Read article →Factor rates vs APR. Daily remittance vs monthly payments. Approval in hours vs approval in weeks. A practical comparison.
Read article →Non-sufficient funds and overdraft fees are significant risk signals in MCA underwriting. How funders count, categorize, and weight NSFs.
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